Financial Concerns Report Essay Example | Topics and Well Written Essays - 1000 words

Financial Concerns Report - Essay Example The ethnicity grant groups include the African American, Asian, Cuban, and Arab groups (http://www.usscholarshipguide.org). Further, the above United States scholarship guide website shows that the organization offers scholarship grants to non-ethnic groups. The successful scholarship applicants include the individuals who are afflicted with physical ailments. Under successful scholarship grantees include individuals who are deaf, mute, and mute college scholarship applicants. The Federal and state governments offer scholarship grants to encourage individuals to pursue their dreams. The grants include the Pell grant. U.S. Senator Claiborne Pell offers the grant to help the United States Department of Education’s thrust to increase college enrollments. The successful grants are those who pass the established financial need benchmark. The United States Congress established the financial need benchmark. The Pell Grant falls under the Higher Education Act of 1965. During 2012 alon e, the maximum Pell Grant was about $ 5,400. The government offers Federal supplemental educational opportunity grants. The grant is offered to both United States citizens and eligible non-residents. The highest scholarship figure given to the student is estimated to below the $5,000 per year figure. Third, the above United States scholarship guide website reference shows that government offers grants that take into consideration the college applicants’ academic competitiveness. The grant is offered to Pell grantee college applicants having a minimum average grade of 3.0 and a first year average grade of 4.0. The scholarship amount is $750 per year. Likewise, the above United States scholarship guide website reference indicates that government offers grants that are based on the college applicants’ merits. The merit –based grants include the Robert Byrd scholarship program. The National Science Scholars Program is another merit grant. Another merit-based grant i s the leveraging Educational Assistance Partnership grant. Financial aid debt that individuals incur while seeking postsecondary education According to the College Board agency, different student groups generated different financial aid debt while seeking postsecondary education. Starting in 1981, the college loan amounts started to increase in relation to the grants given to college students. During 2001, the loan grant amount is estimated at $ 44 billion while the Grant amount is estimated at only $ 12 billion. During 2005, the loan grant amount is estimated at $ 64 billion while the Grant amount is estimated at only $ 20 billion. During 2007, the loan grant amount is estimated at $ 74 billion while the Grant amount is estimated at only $ 33 billion (Smart, 2011). Retention related to financial concerns There are several issues pertaining to the retention of college scholarships. First, retention is based on the college students’ prior academic grades. Students who do not r etain their passing grades within the required school period are removed from the college scholarship grants. Second, students who devote all their time and energy to achieving the benchmark grades, ensure their retention in the college scholarship programs. Further, the students who establish and implement effective study habits will get higher scholastic grades, achieving the college students’ desire to graduate with the help of the college financial assistance program, when compared to students who do not have effective study

Value of Outdoor Play in the Early Years Essay Example | Topics and Well Written Essays - 250 words

Value of Outdoor Play in the Early Years - Essay Example ldren are spending a considerable amount of time in the settings that pay attention to the structured education as well as recreational activities and therefore leave very little time for the children to participate in the plays that are self-initiated. Outdoor play cultivates all the aspects of the development of the children and it develops a foundation of physical, social, emotional as well as intellectual skills that are needed for success in schools as well as in life. Play that is characterized by pretending encourages communication and therefore enhances skills that are needed in communication, role playing as well as perspective taking while developing the skills that are needed to solve problems which include persuading, compromising as well as cooperating (Mayesky, 2009, p. 128). Learning that takes place outside the classroom has the advantage of supporting the development of a lifestyle that can be perceived to be healthy since it gives children the chance to take part in physical activities which involve freedom and movement while encouraging a sense of wellbeing. It also allows them to have contact with the natural world while availing to them experiences, which are specific to the outdoors that may include exposure to the weather as well as different seasons. It also goes a long way in the development of skills that are needed for dealing with problems while developing a sense of creativity as well as opportunities that will enhance imag ination, ingenuity and